Currently Browsing: Hurricane Claim

In the Event of a Hurricane…..

For the vast majority of individuals, insurance policies can be difficult to understand. As a result, customers may not be able to fully understand their rights to compensation under their policy. Therefore, some insurance companies may tend to undervalue your damages in the event of a natural disaster, delay release of benefits, or deny your claim altogether in an attempt to increase their profitability.

After a destructive natural disaster, you would naturally expect your property insurance provider to help you get back on your feet by providing the full amount of compensation necessary to replace what you‘ve lost. However, in many cases, insurance companies seek to minimize the amount of claims that they must pay out by any means possible.

Thus, it is essential that you keep an inventory of your property or, after the disaster, that you collect all receipts showing disaster-related expenses, like repairs, food or hotel lodging, and photos (even of damaged property), which can justify the amount of the claim you are making. It is also advisable that you make sure that the adjuster your insurance provider sends to assess the damages you have suffered actually records all damages, including ruined carpets, walls, and other property damage.

Equally important is a record that will show the time, date, and duration of your conversation with your insurance provider’s representative, the time and date of the adjuster’s visits, as well as extent of the inspection he or she made and the questions he or she asked you regarding your lost or damaged property.

If you have suffered damages and/or lost property due to a hurricane, and you feel that your insurance company is not giving you what you believe is justly and legally yours, then you should contact any of the highly qualified hurricane claims lawyers in your area who would be willing to assist you in fighting for your rights and getting your full benefits.